top of page

Private Credit

Adaptive Capital. Advisory Partnership. Shared Success.

Our private credit platform is purpose-built for lower middle market borrowers underserved by traditional banks. We offer senior secured lending solutions, including those with tangible collateral and enterprise value, that are adaptable, relationship-driven, and supported by formal underwriting.​

​

Why Private Credit with Holmes:

- Lending solutions secured by tangible collateral and/or enterprise value.

- Direct originations with hands-on structuring.

- Strategic partnerships with banks and sponsors.

- Extensive advisory services offered.

- Deep expertise in commercial & industrial lending.

​

Target Market:

- Revenues: $10M–$50M.

- EBITDA: $3M–$15M.

- Geographically diversified, primarily across Texas and the Southeastern US.

- Industry diversification across general commercial and industrial sectors.

*There is no guarantee all investments made by our private credit fund will fit within these parameters.

dot-bg.png

HOLMES FINANCIAL LLC

We are a financial services firm specializing in direct private credit and strategic advisory for the lower middle market. Rooted in decades of experience and powered by deep relationships with borrowers, banks, and sponsors, we offer both the capital and counsel businesses need to scale, adapt, and thrive.

MENU

ADDRESS

2000 Bering Drive
Suite 640
Houston, Texas 77057

© 2026 All Rights Are Reserved By Holmes Financial LLC.

bottom of page